If you had 2 payments get declined for Non-Sufficient Funds (NSF) or any other reason in the last 12 months, you will not be able to make a payment using your bank account (ACH) or schedule your payment using your bank account (ACH). However, after 12 months after the first Non-Sufficient Funds (NSF) or declined payment was recorded, you will be then have the ability to set-up or make a payment using your bank account (ACH).
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